• Instagram Icon
  • Vimeo Icon
  • YouTube Icon
  • Snapchat Icon
  • Nextdoor Icon
  • Search Icon
main content

Our Mission:

Providing adequate, safe and affordable housing to very low, low and moderate income residents, while supporting the City of Lakeland's redevelopment efforts and promoting self-sufficiency.

The City of Lakeland's Housing Office administers a number of Federal and State grant programs designed for the preservation and development of affordable housing, and expended economic opportunities for persons of low to moderate income.

Funding is generally restricted to benefit very low, low and moderate income residents and families.  See Income Chart or contact the Housing Office for additional details.

Your Input is Needed!

 The City of Lakeland's Community Planning & Housing Division is conducting a community survey to identify needs and priorities for spending federal funds to serve low-income individuals, households and neighborhoods. The survey results may be utilized to develop the 2021-2025 Five Year Consolidated Plan, a strategic plan that prioritizes how we spend these funds.

 Please take a few minutes of your time to answer our short (9 questions) survey by following this link:


 This survey  helps the City to identify the goals and priorities for the five-year plan, but staff must be selective due to the current economic climate as well as funds available to address these needs. Your input is important to us as we map out what the community believes are our highest priorities.

 **The survey is available from March 8 through March 22, 2021**



Notice of Finding of No Significant Impact (FONSI) and Notice of Intent to Request Release of Funds

February 15, 2021

Public Notice CDBG CV3
Environmental Review Record (ERR)

On or about February 15, 2021 the City of Lakeland will submit a request the U.S. Housing and Urban Development Department (HUD) to release Community Development Block Grant funds authorized under Title I of the Housing and Community Development Act of 1974, Public Law 93-383, as amended.

All interested agencies, groups, and persons may submit written comment on the ERR to the City of Lakeland Planning & Housing Division. Such written comments should be submitted to Annie Gibson by email at annie.gibson@lakelandgov.net, or 1104 Martin L. King, Jr. Avenue, Lakeland, FL 33805 on or before February 22, 2021.



27th Year HOME CHDO – Program Year 2021‐2022
47th Year Community Development Block Grant (CDBG)
Public Service Applications - Program Year 2021-2022

February 8, 2021 - March 26, 2021

The City of Lakeland is currently accepting applications from non-profit organizations seeking funds to provide public service programs for the program year 2021-2022 and from agencies seeking funds for the 27th Year HOME Community Housing Development Organization (CHDO)

Note: The application cycles for the Community Development Block Grant (CDBG) and General Fund have been consolidated into one cycle.  

Both program fiscal year begins on October 1, 2021 and ends on September 30, 2022. CDBG eligible activities must be located within the Lakeland city limits and must meet all applicable U.S. Department of Housing and Urban Development (HUD) grant requirements. To be eligible for consideration to receive CDBG funds, the proposed activity must be either a new service or a quantifiable increase in the level of an existing service above that which has been provided. The beneficiaries of the service must be low to moderate income persons who reside in the city limits of the City of Lakeland. 

For more information and/or to apply, please refer to the cover letters and applications linked below.

Community Housing Development Organization (CHDO) RFP Cover Letter 2021-2022
Community Housing Development Organization (CHDO) Application 2021-2022

Public Service Cover Letter 2021-2022
Public Service Application 2021-2022




Five (5) day Public Comment and Notice of Public Meeting for Review of Draft Substantial Amendment No. 2
Annual Action Plan - FY2019 - 2020
to Add Community Development Block Grant - Coronavirus (CDBG-CV3) Funds

February 2021

On March 27, 2020 the United States Congress passed The Coronavirus Aid, Relief, and Economic Security Act (H.R. 748). The bill provided $5 billion for CDBG to rapidly respond to COVID-19 and the economic and housing impacts caused by it, including the expansion of community health facilities, childcare centers, food banks, and senior services. City of Lakeland was allocated Cares Act supplemental funding on September 11, 2020 for CDBG-CV3 in the amount of $787,276 in Community Development Block Grant – Coronavirus (CDBG–CV3) funds. A Substantial Amendment No. 2 to the FY 2019-2020 Annual Action Plan is required. Normally, a thirty (30) day public comment period is required however, the U.S. Department of Housing and Urban Development (HUD) has waived this requirement and provided for no less than five (5) days for public comments on each substantial amendment. The City of Lakeland will take comments for this Substantial Amendment from February 3- 9, 2021.

Public Notice Amendment No. 2
FY 2019-2020 Annual Action Plan 

The CDBG-CV 3 funds allocated under the CARES Act may be used for a range of eligible activities that prevent and respond to the spread of infectious diseases such as the coronavirus disease 2019 (COVID- 19). The proposed activities must meet the three National Objectives as required by CDBG regulations:
• Benefit low-and-moderate income persons.
• Aid in the prevention or elimination of slums or blight, and
• Meet an urgent need.

Planning and Housing Division recommends allocating the funds as follows:

 CDBG CV3 Action Plan Amendment No. 2 FY 2019-2020 $787,276 
    Administration  $75,000
    Activity Delivery  $100,000
    Rental Assistance  $262,276
    Mortgage Assistance  $150,000
    Public Service Agencies  $200,000
 Total $787,276

The public hearing will be held in City Hall, 228 S. Massachusetts Avenue, Lakeland, Florida, on Monday, February 15, 2021 at 3: 00 p.m. to consider the Substantial Amendment No. 2 to the One Year Action Plan and Projected Use of Funds, to receive comments from residents, and to authorize the City administration to submit the plan amendment to the Department of Housing and Urban Development (HUD).

Please submit any comments by email to Annie Gibson, annie.gibson@lakelandgov.net and written comments may be mailed to Annie Gibson, 1104 Martin L. King, Jr. Avenue, Lakeland, FL 33805 by February 9, 2021.



2020 Analysis of Impediments to Fair Housing Choice Report

December, 2020

The Assessment of Fair Housing (AFH) is an analysis of fair housing data, fair housing issues and contributing factors, and an identification of fair housing priorities and goals to affirmatively further fair housing as required under the Federal Fair Housing Act.

As a local government receiving Community Development Block Grants (CDBG) and Federal HOME Investment Partnerships grants, the City of Lakeland, Florida is required to certify to the U.S. Department of Housing and Urban Development (HUD) that the City will affirmatively further fair housing as part of the 5-year comprehensive housing affordability strategy.  This strategy identifies needs for affordable and supportive housing for the upcoming 5 years as part of the Consolidated Plan for years 2021-2025.  The AFH is part of this certification process. 

The Lakeland City Commission will hold a public hearing to consider comments regarding the 2020 Analysis of Impediments to Fair Housing Choice Report on December 21, 2020, 3:00 pm at City Hall, 228 S. Massachusetts Avenue, Lakeland, Florida.

The Report is available for public review from December 7 -21, 2020 here: 2020 Analysis of Impediments to Fair Housing Choice Report DRAFT.

Persons having questions about the public hearing or the City's 2020 Analysis of Impediments to Fair Housing Choice Report may contact:
Annie Gibson
Housing Programs Supervisor
Community & Economic Development Department | Planning and Housing Division
(863) 834-3360. 

equal opportunity housing logo






The City of Lakeland prepared the Consolidated Annual Performance and Evaluation Reports (CAPER) for the 2019-2020 Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) program year. The U.S. Department of Housing and Urban Development must receive the CAPER reports in the Jacksonville area office by December 28, 2020. The public may review and submit comments on the reports prior to submission to HUD.

The CAPER reports contain information on the status of all CDBG and HOME funded projects underway or completed during the program year October 1, 2019 to September 30, 2020. These reports document the City’s performance in meeting the various requirements for the expenditure of CDBG and HOME funds.

The CAPER and accompanying narrative statements are available for review here: CAPER 2019-20 FINAL DRAFT Interested parties may also obtain a copy at no charge or receive information about the reports by calling the 863/834-3360. 

Comments should be addressed to:
Annie L. Gibson
Housing Programs Supervisor
Community & Economic Development Department | Planning and Housing Division
1104 Martin Luther King Jr. Avenue, Lakeland, FL 33805

**comments must be received on or before Monday, December 21, 2020

equal housing opportunity logo

Housing Rehabilitation Available

The City of Lakeland's Housing Office is pleased to announce that applications for Rehabilitation of Owner-Occupied, Single-Family Homes are now being accepted.  Applicants must own and have lived in their home for at least one year prior to applying for rehabilitation assistance. Mobile homes and rental properties are not eligible for rehabilitation assistance.  Homes in historic districts are subject to additional program restrictions.

Application forms are now available at the following locations:

30% 50% 60% 80%
1 12,760 20,600 24,720 32,950
2 17,240 23,550 28,260 37,650
3 21,720 26,500 31,800 42,350
4 26,200 29,400 35,280 47,050
5 30,680 31,800 38,160 50,850
6 34,150 34,150 40,980 54,600
7 36,500 36,500 43,800 58,350
8 38,850 38,850 46,620 62,150

Income levels are based on Area Median Income (AMI) for family of four at $58,800

Data effective April 1, 2020 and retrieved from the following web sources:


Florida Housing Finance Corporation (FHFC) -https://www.floridahousing.org/owners-and-managers/compliance/income-limits


Completed applications, which will be processed in the order they are received, should be mailed or delivered to:

City of Lakeland's Housing Office
1104 Martin L. King, Jr. Avenue
Lakeland, Florida  33805

Sources of funding for this program may include Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), and the State Housing Initiatives Partnership Program (SHIP). For more information, please contact the Housing Office at 863.834.3360 or by email to housing@lakelandgov.net

A photo of the Equal Housing Opportunity logo

Foreclosure Prevention

The City of Lakeland has partnered with Keystone Challenge Fund, Inc. to provide housing counseling services to help qualified homeowners avoid foreclosure as a result of the COVID-19 pandemic. Please contact Keystone Challenge Fund for more information or to apply for assistance.

Related Links

Fair Housing & Equal Opportunity

Florida's Hardest-Hit Fund Program

Florida Housing Coalition

Florida Housing Finance Corporation

Homeownership Preservation Foundation

Keystone Challenge Fund

Lakeland Housing Authority

Making Home Affordable

Polk County Housing & Neighborhood Development

Shimberg Center for Affordable Housing

U.S. Department of Housing & Urban Development

Foreclosure Prevention Flyer