Housing

Our Mission:

Providing adequate, safe and affordable housing to very low, low and moderate income residents, while supporting the City of Lakeland's redevelopment efforts and promoting self-sufficiency.

The City of Lakeland's Housing Office administers a number of Federal and State grant programs designed for the preservation and development of affordable housing and expended economic opportunities for persons of low to moderate income.

Funding is generally restricted to benefit very low, low and moderate income residents and families. See Income Chart or contact the Housing Office for additional details.

Housing Rehabilitation Available

The City of Lakeland's Planning & Housing Division is accepting applications for Rehabilitation of Owner-Occupied, Single-Family Homes ONLINE ONLY. Applicants must own and have lived in their home for at least one year prior to applying for rehabilitation assistance. Mobile homes and rental properties are not eligible for rehabilitation assistance. Homes in historic districts are subject to additional program restrictions.

CITY OF LAKELAND, FLORIDA
HOUSING ASSISTANCE INCOME SCHEDULE
% OF AREA MEDIAN INCOME	CDBG & HOME UP TO 80% (Federal Funds)
	EXTREMELY LOW	VERY LOW	LOW
	30%	50%	60%	80%
BASED ON FAMILY SIZE	HUD & FHFC	HUD & FHFC	FHFC	HUD & FHFC
1	18,350	30,600	36,720	48,900
2	21,000	34,950	41,940	55,900
3	23,600	39,300	47,160	62,900
4	26,200	43,650	52,320	69,850
5	28,300	47,150	56,580	75,450
6	30,400	50,650	60,780	81,050
7	32,500	54,150	64,980	86,650
8	34,600	57,650	69,180	92,250
Income levels are based on Area Median Income (AMI) for family of four at $83,900. Data effective June 1, 2026 and retrieved from the following web sources: HUD Exchange https://www.huduser.gov/portal/datasets/cdbg-income-limits.html https://www.huduser.gov/portal/datasets/HOME-income-limits.html

The Planning & Housing Division is located:
1104 Martin L. King, Jr. Avenue
Lakeland, Florida 33805

Sources of funding for this program may include Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), and the State Housing Initiatives Partnership Program (SHIP). For more information, please contact the Housing Office at 863.834.3360 or by email to housing@lakelandgov.net.

What is Affordable Housing?

Housing is affordable if it costs no more than 30% of one’s income. People who pay more than this are considered “cost-burdened.” Those who pay more than 50% are “severely cost-burdened.” High housing prices can slow down a local economy, leaving jobs unfilled and siphoning spending power away from local goods and services.

The City of Lakeland is committed to partnering with developers to encourage the construction of safe, affordable, high-quality housing. The following table shows units constructed or planned from October 2019 to present.