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Our Mission:

Providing adequate, safe and affordable housing to very low, low and moderate income residents, while supporting the City of Lakeland's redevelopment efforts and promoting self-sufficiency.

The City of Lakeland's Housing Office administers a number of Federal and State grant programs designed for the preservation and development of affordable housing, and expended economic opportunities for persons of low to moderate income.

Funding is generally restricted to benefit very low, low and moderate income residents and families.  See Income Chart or contact the Housing Office for additional details.


What is Affordable Housing?

Housing is affordable if it costs no more than 30% of one’s income. People who pay more than this are considered “cost-burdened.” Those who pay more than 50% are “severely cost-burdened.” High housing prices can slow down a local economy, leaving jobs unfilled and siphoning spending power away from local goods and services.

The City of Lakeland is committed to partnering with developers to encourage the construction of safe, affordable, high-quality housing. The following table shows units constructed or planned from October 2019 to present.


Housing Rehabilitation Available

The City of Lakeland's Planning & Housing Division is accepting applications for Rehabilitation of Owner-Occupied, Single-Family Homes ONLINE ONLY.  Applicants must own and have lived in their home for at least one year prior to applying for rehabilitation assistance. Mobile homes and rental properties are not eligible for rehabilitation assistance.  Homes in historic districts are subject to additional program restrictions.

CITY OF LAKELAND, FLORIDA
HOUSING ASSISTANCE INCOME SCHEDULE
% OF AREA MEDIAN INCOME CDBG & HOME UP TO 80% (Federal Funds)
EXTREMELY LOW VERY LOW LOW
30% 50% 60% 80%
BASED ON FAMILY SIZE HUD & FHFC HUD & FHFC FHFC HUD & FHFC
1 17,500 29,200 35,040 46,700
2 20,000 33,350 40,020 53,350
3 22,500 37,500 45,000 60,000
4 25,000 41,650 49,980 66,650
5 27,000 45,000 54,000 72,000
6 29,000 48,350 58,020 77,350
7 31,000 51,650 61,980 82,650
8 33,000 55,000 66,000 88,000

Income levels are based on Area Median Income (AMI) for family of four at $83,300.

Data effective June 1, 2025 and retrieved from the following web sources:

Housing and Urban Development (HUD)

HOME Income Limits - HUD Exchange

 


The Planning & Housing Division is located:
1104 Martin L. King, Jr. Avenue
Lakeland, Florida  33805

Sources of funding for this program may include Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), and the State Housing Initiatives Partnership Program (SHIP). For more information, please contact the Housing Office at 863.834.3360 or by email to housing@lakelandgov.net

A photo of the Equal Housing Opportunity logo